For uninsured drivers, Birmingham contains three of the top five postcode areas in the UK.
The official figures were released by the Motor Insurance Database as the Government prepares a new clampdown on motorists without vehicle insurance.
Small Heath (B10), Handsworth (B21) and Saltley (B8) are all among the country's five worst areas for drivers without insurance.
Occupying first and second place in the league of shame, the other two areas are Barkerend, in Bradford, and West Gorton, in Manchester.
The top five worst offending regions are:
Metropolitan London
Merseyside
Greater Manchester
West Midlands
West Yorkshire
The West Midlands, although regionally ranked fourth accounts for half of the top ten worst offending postcodes.
Now a change in the law means that it is legally required for anyone that owns a car, van, motorbike, motorhome or truck to have insurance at all times or to declare the vehicle off the road.
To identify keepers of uninsured vehicles, the Driver and Vehicle Licensing Agency (DVLA) will compare their records with the Motor Insurance Database (MID), and those caught out could face a fixed penalty of £100, their vehicle being seized and destroyed and a maximum fine of £1,000.
A television campaign will carry the message and, from Monday, June 20, motorists whose vehicles appear to be uninsured will receive a warning letter.
Uninsured and untraced drivers kill 160 people and injure 23,000 every year, estimates reveal. There are currently 1.4 million uninsured vehicles in the UK.
Uninsured driving also adds about £30 a year to every motorist's insurance premium amounting to more than £400m a year in additional premiums.